Let me share a bit of our journey with you – my wife and I kicked off our path to financial freedom with a debt of nearly $118,000. That included juggling three car payments, juggling a handful of credit cards, and dancing with a small student loan.

We were diligent about paying our bills on time, but truth be told, we were sailing without a monthly budget. No compass, just a financial ship adrift. Then, one day, I sat down and crunched the numbers. After settling the bills, we found ourselves casually throwing away $1,500 to $3,500 every month without anything tangible to show for it. Cue the feelings of frustration, embarrassment, and a bit of humiliation.

Realizing that with our income, we should not be buried in debt, I reached my breaking point. "No more debt!" I declared. My wife and I started our debt free journey, following the debt snowball method, and in 26 months (excluding the mortgage), we celebrated the satisfaction of making that final payment.

Just when we thought the seas were calm, Murphy decided to pay a visit – our refrigerator called it quits. But fear not, we had our emergency fund ready and paid cash for a shiny new appliance. The relief was immense, and now we are living proof that with determination and a plan, you can conquer your financial challenges. Here is to your journey to financial freedom – you've got this!

Following my high school graduation, I enlisted in the military and dedicated two decades of my life to serving in the United States Navy. Alongside my military service, I achieved a Master of Science in Aeronautics from Embry-Riddle Aeronautical University. Outside of my professional commitments, I find purpose in assisting and advising numerous Veterans, guiding them through the intricate process of accessing benefits with the Veteran Affairs. This ranges from navigating service-connected disabilities to unlocking educational benefits for a smoother transition to civilian life.

I am happily married to my beautiful wife, Christina, and we're proud parents of two sons. An exciting update as of November 2023 – I am now officially a Grandpa! This new chapter has fueled my desire to make my virtual business more mobile, allowing me to hit the road and spend quality time with the newest addition to our family.